Mortgages in Ontario
Welcome to option1mortgages.com. Option1 Mortgages is part of a team of independent mortgage experts. That means we don’t work for any bank or lending institution. We work for you.
We offer home, commercial, rental, second and private mortgages in Ontario, Canada. Whether you are purchasing a home, refinancing your mortgage, obtaining a home loan or switching lenders, we have access to the best mortgage rates and products in Ontario.
Option1 Mortgages is part of the Verico Network, Canada’s #1 Mortgage Broker Network which generates over 12 Billion in loan volume annually. Whatever your mortgage needs, we will make the entire process easy. Why don’t you fill out our 30 second application form or call our Toll Free line today at 1-800-722-7172.
We know that your mortgage needs and your situation are as unique as you are. As mortgage agents, we have access to hundreds of mortgage products from all kinds of financial institutions. We ‘shop’ for the best rate and the best terms so you don’t have to and we can process most of the application by phone and email for your convenience.
Our team approach gives you the best possible mortgages in Ontario:
- a local mortgage agent to give you personalized service and expert advice;
- a team of mortgage managers and support staff to speed up the process and minimize your wait time;
- a wealth of knowledge and experience to draw upon for even the toughest to place mortgages;
Our mission is to simplify the process for you and to give you straight talk about your mortgage choices and to provide the best mortgage rate and terms.
If you are looking for a mortgage in Ontario there has never been a better time to get financing. Canadian mortgage rates are at historic lows and the housing market in Canada is resilient. If you are looking for Ontario mortgage brokers you can trust the Verico Network of established lenders. Call Option1 Mortgages today.
To learn more call 1-800-722-7172 or EMAIL the Option1 Mortgages team today for a no-obligation review of your mortgage options.
Anyone can make a few calls or go to a rate site to compare mortgage rates. So, why use a mortgage agent or broker? If you think that the mortgage rate is the only thing that matters, you’ve already answered the question. Just because you can do something yourself does not mean it’s a good idea to pass up on expert advice.
Buying a house is the single, largest purchase and investment in the average persons’ life. Are you going to hire a home inspector? Sure you will. Did you use a Real Estate agent to help you find your home? Probably. Why use a mortgage agent or broker? Because it makes sense to consult with an expert on important decisions.
WHY USE A MORTGAGE AGENT or BROKER – 3 Good Reasons
Mortgage Agents are specialists. We provide expert advice on various mortgage products, interest rates, terms and many other conditions which are buried in fine print.
- No cost to you.
Mortgage Agents are usually paid by the lending institution which means there’s usually no cost to you. Typically, only mortgages from private lenders carry a fee.
- No negotiating on your part.
Mortgage Agents act in your best interest and do all the negotiating to secure the most competitive rates and terms.
Why use Mortgage Agents or Brokers- 3 More Good Reasons
- Negotiating power.
Mortgage Agents have more negotiating power because of the volume of business they do. Lenders compete for their business.
- More choices.
Agents can find the ideal mortgage for you from banks, credit unions and specialized mortgage lenders.
- Fast and efficient.
We do this every day, all day long.
Why use Mortgage Agents or Brokers – 3 More Reasons (in case you need more)
- Independent, objective advice on your options.
Mortgage Agents work for you and can make objective recommendations. They are not restricted by any one bank or lender.
- One-stop shopping.
We do the research and shopping for you.
- Ongoing support.
Your Mortgage Agent is a source of ongoing advice and information even after the mortgage has closed.
Call us, or fill out our 30 second form to review your options.